Loan comparison for Rwandans
Find the lowest-rate loan in Rwanda — without the guesswork lowest-rate loan in Rwanda
We compare personal, business, and agricultural loans from over 20 banks and MFIs across Rwanda. Fill in one form, receive real offers, and choose the deal that fits your life.
Built on data. Designed for you.
- 20+ partner lenders BK, Equity Bank, I&M, UMURENGE SACCO, Unguka Bank, and more — all in one place.
- No hidden fees, ever Comparing loans on LendaRwanda is completely free. We are paid by lenders only when you accept an offer.
- Soft-check only Browsing offers does not affect your credit score. A hard check only happens when you formally apply with a lender.
- Regulated & transparent We operate in compliance with the National Bank of Rwanda (BNR) consumer-finance guidelines.
- Results in under 3 minutes Our ML matching engine compares hundreds of rate combinations and returns ranked offers in real time.
How it works
Three steps from application to offer
No branch visits. No paperwork stacks. Just a clear path to the right loan.
1. Tell us what you need
Enter your loan amount, purpose (personal, business, or agri), preferred repayment period, and basic income details. It takes less than 3 minutes.
2. Our engine matches you
Our data model scores your profile against live criteria from 20+ lenders — interest rates, eligibility rules, collateral requirements — and ranks the best-fit offers for you.
3. Pick your offer and apply
Review side-by-side comparisons of APR, monthly repayment, and total cost. Select the offer you want and we connect you directly to the lender to complete your application.
LendaRwanda by the numbers
Real impact for Rwandan borrowers
Including BNR-licensed institutions across all provinces
Total loan value matched since launch
From form submission to ranked results
Compared to the first lender borrowers approached alone
Loan types we cover
Whatever you're borrowing for, we've got a lender for it
Personal loans
School fees, medical bills, home improvements, or everyday needs. Compare unsecured personal loans from RWF 50,000 up to RWF 10,000,000 with repayment terms from 3 to 60 months.
Business loans
Working capital, equipment, or expansion. We match SMEs and sole traders with lenders who understand Rwandan business cycles, including BDF-partnered products.
Agricultural loans
Seasonal crop finance, livestock, and agri-input loans aligned to Rwanda's planting seasons. We include SACCO products and government-backed agri-credit schemes.
Salary advance loans
For salaried employees in both public and private sectors. Repayments deducted at source. Offers from lenders who accept RSSB payslips as primary proof of income.
What borrowers say
Trusted by thousands of Rwandans
I needed a business loan quickly and visited three banks before finding LendaRwanda. Within minutes I had five offers ranked by total cost. I saved over RWF 180,000 in interest by choosing the right one.
As a farmer in Musanze, getting to a bank branch is not easy. LendaRwanda showed me SACCO and agri-loan options I didn't know existed. The whole process was on my phone.
I was worried about my credit score being affected just by checking. LendaRwanda explained the soft-check process clearly and I felt safe comparing without commitment.
Our lending partners
Offers from Rwanda's most trusted financial institutions
Rates & plans
Transparent pricing for borrowers and lenders
Comparing is always free for borrowers. Lender partners choose a plan based on the volume of qualified leads they receive.
Borrower
- Compare offers from 20+ lenders
- Personalised ranked results
- Soft credit check — no score impact
- Direct lender connection
- SMS & email offer summaries
Lender Starter
- Up to 200 qualified leads/month
- Borrower profile data dashboard
- Basic analytics report
- Listed in all relevant loan categories
- Priority placement in results
- Dedicated account manager
Lender Growth
- Up to 800 qualified leads/month
- Priority placement in ranked results
- Advanced ML match-score insights
- Monthly performance analytics
- Dedicated account manager
- Co-branded campaign options
Lender Enterprise
- Unlimited leads
- API integration with your core banking system
- White-label comparison widget
- Real-time data feed
- SLA-backed uptime guarantee
- Executive business reviews
All prices in Rwandan Francs (RWF) excluding VAT. Lender plans are billed monthly. Borrower comparison is free with no conditions.
Questions borrowers ask us most
Still unsure? Read on — or reach us at support@lendarwanda.rw.
Is LendaRwanda a bank or a lender?
No. LendaRwanda is a loan comparison platform, not a lender. We connect you with BNR-licensed banks, MFIs, and SACCOs. All lending decisions and disbursements are made by the partner institution you choose.
Will comparing loans affect my credit score?
No. When you use LendaRwanda to browse and compare offers, we perform only a soft check, which is invisible to lenders and does not affect your credit score. A hard credit inquiry only occurs when you formally submit an application directly to a lender.
How does LendaRwanda make money if it's free for borrowers?
We charge partner lenders a monthly platform fee for access to qualified borrower leads. We never charge borrowers a fee, and our recommendations are ranked by the best deal for you — not by which lender pays us the most.
What documents will I need to apply?
Requirements vary by lender and loan type, but most personal loan applications require a national ID (Indangamuntu), proof of income (payslip or bank statement), and an active Rwandan mobile money or bank account. Business loans may require a RDB registration certificate. We show you the exact requirements before you apply.
How quickly can I receive funds after accepting an offer?
Disbursement timelines depend on the lender. Salary advance and personal loans from digital-first lenders can be disbursed within 24–48 hours. Traditional bank loans may take 3–7 business days after document verification. We display each lender's typical disbursement time on their offer card.
Can I apply if I live outside Kigali?
Yes. LendaRwanda is fully digital and available nationwide. We specifically include SACCO and MFI products that serve rural and peri-urban areas in all five provinces. You only need a smartphone or computer and a valid Rwandan ID.
What if I have a poor credit history?
We still show you options. Some of our partner lenders specialise in borrowers with limited or imperfect credit histories, including group-guarantee SACCO loans and secured loan products. Our ML model filters results to show only lenders whose eligibility criteria match your profile.
Compare loans in under 3 minutes
Tell us what you need and we'll show you ranked offers from Rwanda's top lenders — no commitment, no credit impact.
Stop overpaying on loans. Start comparing today.
Thousands of Rwandans have already used LendaRwanda to find lower rates, better terms, and lenders who say yes. Your best loan offer is one free comparison away.